20+ Best Apps to Make Money Fast (for 2022)

Written by Kim PinnelliUpdated: 27th Dec 2021
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Are you strapped for cash or would like to earn some more? Today, we cover the best apps to make money fast.

Whether you want to earn more rewards for shopping online, delve into a side hustle idea, or get paid to watch videos, our selection of the best money making apps will guide you in the right direction.

Find the best app to make money with today

25+ Best Apps to Make Money Fast

Fret not, these money-making apps are compatible for all smart devices: Android, iPhone, iPad, Galaxy, and everything in between.

To make it easier for you, we broke the best apps to make money into various sections:

  • Investing Apps to Make Money
  • Best Apps for Cash Back & Rewards
  • Profitable Side Hustle Apps

Best (Real) Money Making Apps: Earn Money Today

1. Swagbucks

If you are a side hustle aficionado, then you have heard of Swagbucks. This money making app is one of the best survey sites to make money.

Now, you certainly won’t get rich, but if you are looking for an extra $10 – $15 per week/month, then this app can’t be beat. In fact, you can start earning money in five minutes if you sign up now.

As a Swagbucks member, you can earn money through this app by taking paid surveys, shopping online, playing games, or even by watching videos. Easily redeem your Swagbuck points with a verified PayPal account or as a gift card through one of their partnered retailers.

Not to mention, Swagbucks is currently offering a free $10 sign up bonus. What are you waiting for? This app is a sure shot way to make some extra cash.

>> More: Swagbucks Review

2. DoorDash

With no specific car requirements (Scooter, Motorcycle, & Bike allowed) or passengers to deal with, DoorDash is another money-making app that allows you to control your earning potential.

With over 4,000+ locations in the United States, Australia, and Canada, DoorDash is a global business that connects Small Businesses with Consumers.

This mobile app is one of the best for earning money. Deliver with DoorDash and start earning today.
Source: Doordash.com

Requirements to Become a DoorDash Driver:

  • 18+ Years or Older
  • Own a Car, Scooter, or Bike
  • Verified Driver’s License
  • Social Security Number (Only Applies to the United States)
  • Give Door Dash consent to complete a background investigation

DoorDash touts that their drivers make an average of $25 per hour; however, this number may vary depending on where you live.

Fortunately, DoorDash has implemented a $10 minimum wage for all drivers. So at least when you go out to drive for them, you know you are getting paid.

>> More: DoorDash Driver Review

3. Mypoints

With a generous $10 sign up, Mypoints is begging for you to sacrifice your time to make money. By using their app you will accumulate points for shopping at your favorite retailers.

As they tout, “Mypoints members get up to 40% back with every purchase at 2,000 top retailers like Walmart, Best Buy, Home Depot, & Amazon.” If that is not enticing, then I don’t know what is.

Earn 40% cash back rewards with Mypoints.
Source: Mypoints.com

As a Mypoints member, you will earn points for every purchase you make online.

These points can then be redeemed as gift cards your favorite stores or you can enjoy a nice payment to your verified PayPal account.

Nonetheless, this money-making app is a great way to earn an extra $20 – $25 per month.

4. Drop

As one of the best apps to make money, Drop makes it easy for you to shop at your favorite brands and earn next level rewards.

Downloaded by 3+ million people, Drop is revolutionizing the way consumer earn rewards. Start earning with Drop today for free.

>> More:Drop Review

Best Money-Making Investing Apps

Are you struggling learning how to invest? These apps will help you transition from a beginner to a seasoned veteran.

Each of these apps comes with steep benefits and will allow you to make money overtime.

5. Acorns

If you have read a few of our articles on this personal finance website, then you know we rave about Acorns. As a friendly investment tool, this app is one of the easiest ways to make money on your smart phone.

Acorns is one of the best investment apps for beginners. Fortunately, this platform emphasizes education, so they will be with you every step of the way as you learn how to invest and save for retirement.

>> More: Acorns Review

6. Personal Capital

By now, you can start to see a theme developing. We like investing. Why? It is the single greatest wealth generator.

The best investors can retire 10 – 15 years earlier, and their investment strategies are not hard. These financially free individuals are disciplined, smart, and know how to save money.

Personal Capital is a great Money Making App
Source: Personalcapital.com

However, investors alike will champion that Personal Capital is the best app to use to monitor your spending and track your net worth.

By joining, you have access to their wealth and cash management platforms, which are second to none.

If that is not enough, then Personal Capital also gives you free access to dozens of financial tools to help you make the most of your money. With over 2 million members, their users are on the right path towards financial freedom.

>> More:Personal Capital Review

7. Robinhood

As one of the first commission-free investment apps and best online brokerages, Robinhood is industry leader in investing. However, this app is designed for investors with a little bit of experience, but nonetheless it is a great app to make money on, if you know what you are doing.

To assist you, Robinhood publishes daily articles about individual stocks and updates their top 100 stocks list daily. This helps you evaluate the overall stock market and conduct thorough research, leading you to make a smart and simple investment decision.

>> More: Robinhood Review

8. Stash Invest

This investment app is designed and tailored towards beginners, which is good. Like you, when I first began to invest, I had no clue what I was doing.

In fact, I lost quite a bit of money because I thought I could outsmart the market and made my investment strategy far to complicated.

Stash Invest Money Making App

Stash levels the playing field and makes investing easy for anyone to understand.

On their user-friendly and beautifully designed mobile application, you get to choose sectors you would like to invest in – like tech, retail, energy, gas, banks, ect – and Stash will do the rest. There team of professionals will create a diversified portfolio tailored towards your goals and investment interests. Fret not, this app only requires $5 to get started.

So, if you would like a little assistance getting started with investing, then this mobile app may be the perfect fit.

>> More: Stash Invest Review

9. Worthy Bonds

Maybe investing in stocks isn’t for you, rightfully so. Investing in stocks can sometimes be a complicated task which requires time and effort.

Fortunately, Worthy Bonds is a great way to invest. Touting a 5.0% annual return, this app will invest in worthy bonds for you.

Here is how it works. You – as an investor – will purchase worthy bonds. Their team will then package your money into valuable small business loans and other investments on your behalf.

This allows them to generate strong and consistent returns.

Worthy Bonds App to Make Money
Source: Worthybonds.com

As an investor you can cash out whenever you want or roll your investment into another one allowing it to compound over time.

You have full control over how to invest and when to invest. Their user-friendly smartphone app makes it easy for you to monitor and control your investments.

Bonus: Worthy Bonds offers periodic $50 bonuses to their email subscribers.

Best Apps To Earn Cash Back Rewards (And Money)

Do you frequently shop online? If so, then these money making apps will allow you to earn cash back rewards while you simultaneously shop at your favorite online retailers.

10. Rakuten

Want to earn 40% cash back at over 2,500 stores? Rakuten is an app that can make you money online starting today.

All you need to do is sign up and then download their mobile app. Once you do this, enjoy shopping at your favorite online retailers and earning cash back rewards for every purchase you make.

The cash back rewards rate is typically around 3.0% – 6.0%; however, Rakuten is constantly providing exclusive deals during the holiday season. In some cases, you can earn up to 10 – 12% cash back on their exclusive deals or promotions.

Rakuten is one of the best apps to make money.
Source: Rakuten.com

You can also simultaneously earn a Rakuten cash back reward while applying other discounts/promotions. Enjoy a $10 sign up bonus and start earning cash back today with Rakuten.

>> More:Rakuten Review

11. Dosh

Are you a frequent user of your credit card? Then this user-friendly smartphone app is perfect for you.

All you need do is download the app, synch your credit card with your account, and begin to make purchases with your card like normal.

Dosh Money App
Source: Dosh.com

Every purchase you make from a partner of Dosh’s, they will reward you with cold hard cash. Tired of not earning enough points from Dunkin Donuts? Then use Dosh.

Dunkin is just one of their many partners who are eager to reward you. Once you reach $25 in your account, you can get paid either through PayPayl or Direct Deposit.

Don’t worry, Dosh is a secure website and follows strict procedures ensuring your information is safe and secure.

Also, Dosh will pay you $5 for signing up, and an additional $5 for each person you refer. This money-making app is a must have for all credit card users.

>> More:Dosh App Review

12. Ibotta

Ibotta has attracted a legion of fans across the world – rightfully so. With their $10 sign up bonus and lucrative cash back rewards program, this app is essential for all parents.

Why? Ibotta is one of the few cash back smartphone apps that partners with grocery brands. With over $600 million paid out to their loyal members, this money saving app is a no brainer.

Ibotta Money Making App
Source: Ibotta.com

Quick Preview of who Ibotta Partners with: Safeway, Sam’s Club, ShopRite, Amazon, Food Lion, Giant, Target, Walmart, Trader Joe’s, & Costco. Just to name a few.

As you can see, Ibotta is well established in this business niche and reputable.

They also have a sweet affiliate program where they will pay you an extra $5 for each person you refer. Nothing better than helping a friend save money, while you simultaneously get paid.

>> More: Ibotta Review

13. Receipt Hog

Receipt Hog is relatively new in the personal finance niche but has gained headway due to their user-friendly application and rewards. Once downloaded, this money-making app will get to work immediately.

All that is required is for you to snap a quick picture of your receipts and you will start to earn money on a regular basis.

Their application rewards you with points, which you can then redeem as gift cards, magazine subscriptions, or cash via PayPal.

They also have a ‘Hog Slot” feature that allows you to earn bonus points, take paid surveys, and enjoy free shopping sprees.

14. InboxDollars

InboxDollars is another app that pays you some extra money for taking paid surveys, watching videos, shopping online, or by viewing selected emails.

This app has already paid out $59 million in cash rewards to their passionate members.

Partnering with Netflix, Target, Walmart, and other awesome retailers, InboxDollars mobile application and desktop platform is ready to help you make extra money. Better yet, they are currently offering a free $5 sign up bonus.

Though the payout may not be high, a few extra bucks here and there goes a long way towards paying off debt and meeting monthly payments.

Remember, like most apps that make you money, you get what you put in. As you can imagine, the more time you put into it, the more you will earn, so it is best if you start today.

>> More:InboxDollars Review

Apps That Help You Start A Profitable Side Hustle

As we move into the new year, find a profitable side hustle. If you are struggling to meet your payments or would like a few hundred dollars extra, then these side hustles are a great place to start.

15. Uber

By now, we all know Uber is a great mobile app that is ready to launch your next side hustle. There are literally thousands of drivers making a full-time income for driving with Uber.

If you have free time and live near a metropolitan area, then driving with Uber is a great way to kill a weekday night and make anywhere from $50 to $1,000 depending on how hard and long you work for.

Like most ride-sharing smartphone apps, Uber let’s you work whenever you want.

As your own boss, you decide your hours and decide how many rides you want to make. For real, this is one of the most reliable side hustles that can help you make some extra each week.

16. Drive With Lyft

Another ride-sharing smartphone application, Lyft is another awesome side hustle to make money each week.

As the driver, you decide when to work and how long to work for. Lyft’s mobile application provides you with ample resources and exclusive partnerships to take care of your vehicle and earn a reliable side income on-top of your normal job.

If you are interested, then keep your eyes peeled. Lyft is constantly offering driving bonuses that range from $250 – $1,000 after you complete a certain number of trips (rides).

17. Rover

Are you a fan of pets? Rover is a smartphone app that allows you to walk dog or cats for others. Hey, sometimes you don’t have enough time to properly walk your dog or let the cat out. This app allows you to show love towards all dogs and cats.

With the pet’s best interest in mind, Rover even allows you to house sit, participate in doggy day care, or pay a drop-in visit.

After you download the app, they make it easy for you to register and start finding potential clients in your local area.

18. Uber Eats

Don’t want to deal with people on a regular basis, but still want to get into the ride-sharing business? As an Uber Eats driver, you will deliver food orders to customers on a regular basis.

Whether it be McDonalds or Subway, as an Uber Eats driver you serve as the logistical foundation between the consumer and company.

Though it depends where you live, the average Uber Eats driver can expect to earn between $15 – $25 per hour. Like a normal Uber Driver, if you drive for their Uber Eats program you are your own boss.

This flexibility is ideal if you work a full-time job, have a family, or only need an extra $1000 a month. The earning potential is unlimited, it all boils down to your time commitment restraints and work ethic.

19. Instacart

Founded in 2012 by an ex – Amazon employee, Instacart is another smartphone application that can make you money once downloaded. Instacart is a mobile appthat connects you with customers.

On their behalf, you will act as their personal grocery shopper. This means you will physically shop for them and deliver their order to their home or workspace.

Currently, the average side hustler on Instacart is making $15 per hour, before tips. However, your hourly rate is derived from scope of the order, quantity, and miles traveled on your customers behalf.

But remember, this service is usually accompanied with a generous tip, so expect to make more than $15 per hour.

>> More:Instacart Review

20. Healthywage

Healthywage is the most unique mobile app to use if you are looking to make some extra money. Why? This app will pay you to lose weight. Yes – you read that right.

Healthywage will pay you (or your team), up to $10,000 if you shatter your weight loss goals.

To help you out, they will also provide you 24/7 online access to a certified Healthywage coach, so you remain motivated and get the support you need.

The final prize payout is dependent on the % body fat you lose, so it is safe to assume that the more weight you lose the higher your take home pay will be.

Besides, Healthywage is proof positive that people are motivated by financial incentives. Join now! Make 2020 a memorable year. A year you lose weight, have a better mindset, and make money.

21. Airbnb

Founded in 2008, Airbnb has revolutionized the way people lodge while traveling. Sign up now and start making money from your mobile Airbnb App.

As a host, you list your apartment, townhome, house, or spare bedroom as a short-term rental. Travelers across the United States will stay at your place and will pay you a predetermined price that you get to choose as the host.

Are you traveling on vacation soon? List your house during this time to help offset the cost of your well-deserved vacation. Better yet, traveling for work?

Again, list your place during this period and earn on top of your monthly income.

Airbnb has a user-friendly mobile app that makes signing up and listing your residence incredibly easy.

Not to mention, Airbnb hosts tout they make an extra $1,000 per month, while others make $3,000+ or more with their rental property.

22. Mobee

Enjoy going on random shopping sprees? With Mobee you can shop at your favorite stores and earn stand out rewards.

Mobee assigns you random missions to complete while you are at your favorite retailer (primarily answering general questions).

Once complete, you will earn rewards points which can be redeemed as gift cards.

To recap our selection: 

Trust me when I say this. These are the best of the best. So, if you are serious about making money, then we highly encourage you to choose one of the apps we featured on our list of the best budgeting apps.

Best (Real) Money Making Apps:

  • Swagbucks
  • DoorDash
  • My Points
  • Drop

Best Apps to Invest With:

  • Acorns
  • Personal Capital
  • Robinhood
  • Stash Invest
  • Worthy Bonds

Apps to Earn Rewards: 

  • Rakuten
  • Dosh
  • Ibotta
  • Receipt Hog
  • InboxDollars

Best Apps for Starting A Side Hustle 

  • Uber
  • Lyft
  • Rover
  • Uber Eats
  • Instacart
  • Healthywage
  • Airbnb
  • Mobee

Bottom Line: Best Apps to Make Money

By now, you should have a clear idea on which are the best to use to make money. Whether it be earning rewards, taking surveys, shopping online, or delving into the world of investing, these apps are the best.

Fortunately, with the digital age, there has never been a better time to make money online.

Instead of wasting it away by scrolling through the news feed or on a social network, use that time to make money!

If there are any apps that you would like to see added, drop a message below in the comments section.

More Money Resources: 

Kim Pinnelli
Kim Pinnelli

Kim Pinnelli is a Senior Writer, Editor, & Product Analyst with a Bachelor’s Degree in Finance from the University of Illinois at Chicago. She has been a professional financial writer for over 15 years, and has appeared in a myriad of industry leading financial media outlets. Leveraging her personal experience, Kim is committed to helping people take charge of their personal finances and make simple financial decisions.