Dosh App Review: The Best Cash Back Rewards App

Updated: 5th Jul 2020
Written by Adam Amado
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July 5, 2020
Written by Adam Amado

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In this article, a Dosh App Review.

How many ways allow you to save money on the things you buy most? We can think of quite a few, such as coupon codes, cash back rewards, price trackers, and browser extensions. These are all terrific ways to save money.

However, they are not the easiest ways to save money. Fortunately, Dosh is a simple straightforward way to earn cash back rewards on your purchases. The best part is that you almost have to do no work on your end.

There are a ton of different apps and browser extensions that do make it easy to earn cash back. Some require you to submit receipts, while others may conveniently track down coupon codes. Dosh, on the other hand, turns any credit or debit card into a cash back rewards card.

And the beauty of it is, you barely have to lift a finger. There are no extra steps like checking for valid coupon codes or submitting receipts to claim your rewards. Dosh is quickly rising in popularity and truly gives its customers hassle (and worry) free savings. Find out in this Dosh App Review why we rave over this nifty cash-back rewards mobile app.

Dosh Cash Back Rewards App Review

FeaturesDosh Cash Back
Price: FREE
Retail Network100,000+ Retailers to earn cash back from
Travel Partners600,000+ Hotels to Earn Rewards From
Referral Payout $5 Per Person or 20% of revenue if you refer a Business!
Payment MethodsDirect Deposit, Paypal
Minimum to Cash Out$25
Two Factor AuthenticationYes

Dosh App Review: What Exactly is Dosh?

Dosh is a cash back rewards app that allows you to turn any credit or debit card into a cash back, money saving machine. You simply link your card, or cards, to the app and let Dosh take care of the rest.

Compared to other services such as Ibotta, where you have to take pictures of your receipts to claim your rewards, Dosh you do not. It is one of the most straightforward cash back rewards services on the market. With a hassle-free, set-it-and-forget-it operation, Dosh allows you to earn lucrative cash back rewards.

Another powerful and attractive feature provided by Dosh is the fact that they have one of the largest networks of affiliates, both online and offline. This monster network includes the likes of Walmart, Nike, Home Depot, and more.

The ease of use, combined with a vast network of retailers makes Dosh a top competitor in the market of consumer shopping apps. It is no wonder people are saying that it could soon be number one, even beating out Rakuten as the go-to shopping app when it comes to saving money.

Dosh is a cash back rewards app that allows you to earn rewards on your purchases.


How Does Dosh Work?

Dosh works by giving you cash back rewards from different popular retailers, both online and in-store. Just download the app, link your most-used credit or debit cards to your account, and Dosh will track your spending. Every time you make a purchase at one of their affiliated retailers, Dosh will give you a percentage of that purchase back in cold, hard cash.

Once you earn a minimum of $25, you can cash out your rewards using a PayPal account or even a direct deposit into your actual bank account.

However, you will have to wait up to 90 days to see the points deposited into your account. This is only because Dosh accounts for the fact that you might return your purchased item. Once you are ready to cash out, the cash is set to hit your bank or PayPal account within a matter of days.

How does Dosh Cash Back Work?


How to Make Money with Dosh

Earning cash back with Dosh is super easy. Just shop like you usually would, and Dosh deposits points into your account based on the spending you do with your linked debit or credit card. Now let’s take a closer look at all the different ways you can earn cash back rewards.

Sign Up Bonus

You can earn your first $1 immediately just for signing up. Dosh offers this sign up bonus to all new users and deposits a $1 reward for linking your credit or debit card to your account.

Online Cash Back Rewards

Online retailers include Instacart,, and many other popular brands and businesses that offer online shopping.

Unlike other apps that require you to log in and do your shopping from within the app itself, all you have to do with Dosh is make sure you use the card you’ve linked to your account. No need to sign in or shop within the app. You just go about your online shopping like you usually would and Dosh works in the background. As an avid Dosh user, you can embrace the set-it and forget-it mentality.

In-Store Cash Back Rewards

Dosh makes earning cash back rewards on in-store purchases easy as well. All you need to do is make sure that you use the card that is linked to your account.

You can see a full list of retailers for both online and in-store rewards, as well as the specific amount of cash back each store offers.


Dosh does their referrals program a bit differently than other cash back apps. You still enjoy the same convenience of a referral code that you can share with your friends via social media or email, but Dosh allows you to earn money by referring businesses as well.

Consumer referrals are worth $5 per person and are deposited to your account as soon as they link a card to their account. The business rewards allow you to earn 20% of that business’s fees for two years. Companies pay Dosh a fee to be a part of their network. There is a separate form to fill out to be eligible for business referrals.


In addition to your regular shopping, you can also earn cash back rewards from over 600,000 hotels within the Dosh App affiliate network. When you book with one of these hotels using Dosh, you have an opportunity to earn up to 40% in cash back rewards. Yeah – that is a hefty cash back reward.

How to Sign Up for Dosh

Signing up for Dosh is straightforward and wildly simple. If you own a smartphone, you will have no trouble at all. Just follow these steps:

  1. Download the app (available on iOS and Android)
  2. Click “Join Dosh”
  3. Enter Your Email (you will need to verify your email via the confirmation email they send you)
  4. Enter your phone number (they will text you a confirmation code to verify your number)
  5. Finish setting up your account (name, notification settings, etc.)
  6. Enter your credit/debit card information
  7. Start shopping

Once you are all set up, you can track your earnings in the app and cash out whenever you want. But remember, you need to have a minimum of $25 to cash out.

Dosh Pros:

  • Set it and forget it—There are no extra steps to earn your rewards. Just shop like you normally would.
  • One of the largest networks of retailers and popular brand names, such as Walmart and GNC. There are over 100,000+ retailers for you to choose from.
  • Earn points on top of your current credit card cash back rewards programs.
  • Get cash back on both online and in-store purchases.
  • Earn cash for both consumer and business referrals.
  • Payouts are handled quickly (usually within 3 – 5 business days).

Dosh Downsides (Cons):

  • Can take up to 90 days for your points to show up in your account. However, their engineering team is rolling out features to reduce this delay.
  • Cannot be used in combination with other cash backs apps.
  • Must earn a minimum of $25 to cash out.

How Much Can I Earn with Dosh?

The amount of cash back rewards you can earn with Dosh depends on each individual retailer or business. You have the potential to earn up to 10% on both in-store and online purchases. But remember, Dosh also has an extensive affiliate network of over 600,000 hotels where you can earn as much as 40% cash back when you travel.

Is Dosh Free?

Yes! Dosh is free to download and sign up. There are also no hidden fees or minimum purchase requirements to earn cash back rewards. However, you do have to spend money to earn rewards. So, in that sense, it is not entirely free to use. But if you are an avid shopper, you cannot beat earning cash back on your regular purchases.

Dosh App Review: Three Reasons Why We Like Dosh

  1. A-B-C…It’s easy as 1-2-3! —Dosh is one of the best cash back rewards apps you will ever use. Once your credit or debit card is linked, all you have to do is use it, and Dosh will take care of the rest.
  2. Direct Deposit—Yet another way Dosh simplifies the cash back experience. You can skip the PayPal deposit altogether and get your cash sent straight to your bank account.
  3. Double Up on Rewards—While you cannot use Dosh in combination with other money-making apps, you can link any credit card that already has a cash back rewards program. That way you get the cash back from Dosh as well as from your bank or credit card company.

What are Customers Saying About Dosh?

As one of the fastest-growing cash back apps on the market, Dosh has quite a reputation with its users. They love the simplicity and convenience of Dosh and seem to genuinely hold the company in high regards.

There is even speculation from die-hard fans that Dosh will soon reign supreme over all other cash back apps on the market. Watch out, Rakuten!

Dosh Review: Trust Pilot Score

When it comes to reviews, Trust Pilot is often an excellent source for authentic feedback. However, Dosh currently only has 3 reviews to be found on Trust Pilot. They are all great reviews, but this low volume of reviews can leave one to question the legitimacy of the app.

When looking to the Apple App Store and Google Play, on the other hand, Dosh has just over 150,000 ratings with an average rating somewhere between 4 and 5 stars out of a possible 5 stars.

Dosh Better Business Bureau Rating

Dosh is also accredited by the Better Business Bureau (BBB), and currently holds an A+ rating. While the score is solid, the customer reviews on the BBB site seem to complain of poor customer support and long wait times for a response. With that being said, the BBB does not factor in these reviews to determine the company’s rating.

Dosh Review: Is Dosh Legit?

Dosh is 100% legit. The company’s headquarters resides in Austin, Texas and they have been in business since 2016. Not to mention, they have thousands of retailers, brands, small businesses, and hotels that they have managed to partner within such a short amount of time. That, combined with millions of satisfied users, tells us that Dosh is undoubtedly not a scam.

Is Dosh Safe and Secure?

Yes, Dosh is one of the safest and most secure cash back rewards apps on the market. They use bank-level security to store any personal data and employ a two-factor authentication process to make sure your account is not accessed by any intruders.

Dosh does not store your credit or debit card information either. They use a banking vault called Braintree to safely store your card information, along with over 1 billion other cards from various other companies and institutions. Braintree is a division of PayPal and uses a tokenization and vaulting method to store card information, making it one of the most secure systems in the world.

Dosh App Review: Alternatives to Dosh

Dosh is one of the leading cash back rewards apps available today. However, in case you are curious, here is a bit of information on some of their top competitors.


Honey is a FREE browser extension that automatically applies coupon codes to your purchases at check out. As a relatively new service, they have already attracted a legion of loyal fans, and are growing at a rapid rate. This nifty tool is one of our favorite online coupon code finders.

Related: Honey Review


MyPoints has a cash back rewards program very similar to Dosh where you can earn points for shopping at over 2,000 retailers both online and offline. But the perk of signing up for MyPoints is that they offer unique ways to earn money online. You can earn points taking surveys, watching videos, and even playing video games, among other things.

If you are looking for a more diverse, interactive experience, a service like MyPoints may be more up your alley than Dosh. But if you just want the simplicity of cash back rewards with your online and in-store shopping, Dosh is the way to go.


Ibotta is another service that uses a browser extension, like Rakuten. Where Ibotta differs is with their in-store purchases. With Ibotta’s in-store purchases, you have the option to link your card, just like you would with Dosh, but they also allow you to submit your receipt in the app via a photo. It is an excellent idea, but once again not nearly as simplified as what you would experience with the Dosh app.

Related: For more information check out our Ibotta Review

How Does Dosh Make Money?

Dosh gets paid by retailers, brands, hotels, and small businesses who choose to become part of their affiliate network. These businesses pay Dosh a percentage of what you spend with them. Dosh then shares some of that money with you. And do not forget, that Dosh lets you refer businesses to partner with them. Then you get 20% of the fees that company pays out to Dosh for two years. Just another simple way to earn free money!

Who is Dosh Best for?

  • Working Professionals
  • College Students
  • Teenagers
  • Young Adults
  • Parents
  • Damn Near Everyone

If you are someone who likes to save money (who doesn’t?) but doesn’t enjoy the hassle of submitting receipts or logging into an account every time you shop, you will absolutely love Dosh. Aside from creating your account or cashing out your rewards, there is no need to log in to your account to earn cash back.

On the other hand, if you are looking for more ways to earn money in your free time, you might want to consider signing up for something like MyPoints or Swagbucks. Especially if you think you would enjoy getting paid to take surveys or watch videos. But what is stopping you from signing up for both? That is what we do! In fact, we love this approach because we can earn phenomenal cash back rewards with Dosh and make money online with Swagbucks.

Wrapping Up: Dosh App Review

As you can see from our Dosh App Review, it is one of the best cash back rewards apps currently available to consumers. Compared to Rakuten and many others, Dosh is relatively new to the game. But do not let that fool you. In just a short amount of time (they started in 2016) they have grown to be legitimate competition for those companies who have been around for years.

Just remember, if you are all about a hassle-free, extremely simplified rewards program, you cannot go wrong with the Dosh cash back rewards app.


Adam Amado
Adam Amado
Adam Amado is a freelance writer and marketing entrepreneur, who is passionate about helping others make the most of their money. Managing his own successful website has given him a unique perspective into small business ownership and personal finance. With a decade in the music education field, Adam brings a breadth of fresh air to the world of Personal Finance.