Drop App Review: [FREE] Cash Back Rewards

Updated: 9th Jul 2020
Written by Adam Amado
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Drop App Review – A FREE Cash Back Rewards program.

Are you looking to save money and earn cash back on your everyday shopping? Sure, you are. Aren’t we all? And in today’s world, we are not talking about clipping coupons. Although, a good old-fashioned coupon never goes out of style.

You may be aware of the growing number of cash back apps, websites, and browser extensions available online. Whether it be through a desktop or laptop computer, or any of your handy mobile devices, there are plenty of options available.

But the burning question on everyone’s mind is: Which cash-back app do I pick? Well, it is not an easy question to answer. Some of these services offer a bigger selection of retail partners, while others provide more interesting and exciting ways to earn rewards.

One of these popular services is called Drop, which is available on your mobile device. Drop is an easy and convenient way to earn cash back rewards on your everyday shopping. But is it the best option for you? Keep reading our Drop App Review to learn everything you need to know about this delightful, money-saving mobile app.

What is Drop?

Drop is a money-saving mobile app that gives you cash back rewards for your everyday purchases. The app is easy to use and provides a very clean-cut, direct route to your savings.

Unlike other apps that provide many ways to earn points, Drop takes out the confusion and simplifies the entire process by tracking your spending for you. In many ways, this is a set-it-and-forget-it style app, which provides convenience that many shoppers are attracted to.

Earn cash back rewards with drop. A Free App. Read our Drop App Review.

Source: Earnwithdrop.com

Is Drop Legit? What Are Customers Saying?

Drop is a legit app that will earn you cash back on your regular purchases. They use top rated encryption technology, so your information is safe, and they have partnerships with most major retailers and service providers like Amazon and Instacart.

While Drop is not a scam in even the slightest way, they do have poor reviews on sites like Trustpilot. The biggest complaint is that rewards are difficult to claim. And users claim that Drop’s customer service is not the best.

How Does Drop Work?

Drop works by linking your credit or debit card through your account on the mobile app. Once your card is linked, Drop tracks your spending, and deposits points into your account for every dollar you spend at one of their retail partners. You can then redeem your points for gift cards to your favorite stores and services, both online and offline.

Here is the whole process from the initial download of the app to redeeming your rewards:

1. Download the Drop Mobile App

You can download the Drop app like you would any other app from the app store or google play. Or you can go to the Drop website and enter your mobile number, then Drop will send a download link directly to your phone. Click Here to get started!

2. Create Your Account

This is a simple process that requires you to enter basic information. For convenience, you can create your account using your current email address or Facebook account. During this time, you will also be asked to choose the five retailers you shop with most. Think Amazon, Target, Costco, or Walmart.

3. Link Your Credit/Debit Card

You must link the card you plan to use with your account so Drop can easily track your spending and rewards. Do not worry. Drop uses the same encryption as most financial institutions, so your information is safe.

4. Do Your Shopping

After you create your account and link your card, you can see the complete list of retailers that you can earn rewards with. The list also includes detailed information on how much you can make with each retailer. Points are tallied for every dollar spent. For example, one retailer might offer 12 points per dollar spent, and another might only offer 2 points per dollar. Then, all you need to do is spend like you usually would and Drop will track your spending and deposit points into your account automatically. Cha-ching!

5. Redeem Your Rewards

As we mentioned above, you can redeem your drop points in the form of gift cards. You earn $1 for every 1,000 points you accumulate. It is important to note that you need to have 5,000 total points in your account before you can redeem a gift card. Just be aware that Drop does limit the number of points you can earn to 5,000 per week.

Drop App Review: Can I earn Cash Back Rewards with Both Drop and My Credit Card?

One of the best things about Drop is that you can use it in combination with other cash back programs. Use it with other mobile apps, browser extensions, and even credit card rewards.

Drop works by tracking your spending on the back end of your credit or debit card, and it does not interfere with rewards from other apps or cards. Just imagine all the rewards you will be raking in if you can double, or even triple your cash back on a single purchase!

Drop Pricing: Is it Free?

By now, you are probably thinking, “Hey, this all sounds pretty good. But how much does Drop cost?” Well, it costs you absolutely nothing to use Drop’s mobile app. The service is entirely free for its users.

Drop Referral Program:

In addition to earning cash back rewards, Drop also offers a referral program. That is right. You can make money for inviting your friends and family to use the app. And the best part is that you do not have to spend any money to earn rewards through referrals.

Drop will pay you and the person you refer $5 each time someone signs up using your unique referral code. But there are limits on how many people can use your code. Your referral code is only good for up to ten people. After the tenth person uses your code, it will no longer work. But hey, 10 people will earn you $50, which is better than $0.

Drop App Review: How Does Drop Make Money?

Drop makes its money through commissions. The stores and services Drop partners with pay them a percentage of the sales made through the app. Then Drop shares some of those commissions with its users. It is a win-win for everyone involved!

How Do I Redeem My Points on Drop? Do Drop Points Expire?

Drop makes redeeming your points for gift cards simple. First, you need to log into the app and check your point total. Then, if you have at least 5,000 points, you can cash out for a gift card from one of the retailers on the list. The list includes businesses like Amazon, Best Buy, Target, and iTunes. There are hundreds you can choose from.

And unlike some other rewards programs, your points will never expire with Drop. So, you can save up your points and cash out for higher value gift cards. Just remember, you can only earn a maximum of 5,000 points per week.

Pros of the Drop App:

  • 100% Free to Use
  • All transactions occur through one convenient mobile app
  • Use Drop in tandem with other cash back apps and credit cards
  • Easy to use
  • Works with most major retailers

Cons of Drop:

  • Poor customer service
  • Low scores on sites like TrustPilot
  • Weekly limit on points you can earn
  • Only redeem points for gift cards, no cash payouts

Three Reasons Why We Like Drop

  1. Earn Extra for Trying New Brands—Brand loyalty is a significant influence on how and where we shop. But occasionally, a retailer you may not be familiar with will offer significant bonus reward opportunities for shoppers. These rewards can reach up to 20,000 points. But you have got to act fast. These opportunities can disappear as quickly as they show up.
  2. Referrals, Baby! —Referrals mean you can earn rewards without spending money. And with your unique referral code, it is easier than ever to recruit your friends on social media sites like Facebook and Twitter.
  3. Set it and Forget it Shopping—Since you link your credit or debit card with your Drop account, your points get tracked automatically just by using your card. This can be a huge time saver and is a unique feature offered by Drop.

Alternatives to Drop

Like we mentioned above, Drop is just one of the many cash back apps on the market today. And while most of them are remarkably similar, some items set them apart. Here are a few popular competitors of Drop:


Honey is a tool that tracks down coupon codes while you do your online shopping. Fortunately, they offer users the convenience of both a browser extension and a mobile app. While Honey was founded on the idea of providing its users with automatic coupon codes for various online retailers, they do offer a cash back rewards program as well.

Related: Read our Honey Browser Extension Review.


If you are looking for a top service with more retailers and options for earning, then you may want to consider Rakuten. Rakuten is the largest and most popular cash back shopping service. Rakuten was formerly known as Ebates, and in the beginning, only offered customers the option of tracking sales and cash back offers through their website. More recently, they have included a browser extension and a mobile app to provide customers with more ways to earn on their purchases, both online and in-store. Rakuten also offers a lucrative $25 reward for referrals! This is one of the top referral rewards in the business.

Related: Check out our Rakuten Review for more information.


Ibotta is another top competitor in the world of cash back rewards services. They don’t quite have the reach of Rakuten, with less retailers and users, but they do offer a bit more when it comes to ways you can earn. Ibotta users have the same options as Rakuten users with the browser extension and mobile app. But where Ibotta shines is how they allow consumers to save money with in-store purchases. From snapping a picture of your receipt to linking your existing loyalty account with your favorite retailers, Ibotta offers many ways to save with their in-store purchases.

Related: Ibotta Review

Is Drop Safe? Security is a Priority

It might be a bit scary to store your debit and credit card information in a mobile app. But users can rest easy knowing that Drop employs the same encryption as banks and financial institutions. Your information is undoubtedly safe with Drop.

Drop App Review: Does Drop Offer Customer Service and Support?

While Drop does offer customer service, this is one area where they seem to fall short. Customer reviews are not the best, and the company has an F rating with the Better Business Bureau. However, rumor has it, that Drop is working around the clock to resolve these issues.

Is Drop Worth It?

All in all, Drop seems to be worth at least a trial run. This cash back app is one of the easiest to install and is the most intuitive on the market. If you like the idea of a set-it-and-forget-it rewards program, then you certainly want to give Drop a try. And do not forget, the ability to combine it with other cards and apps. Not many other services offer that capability.

Wrapping Up: Drop App Review

Drop is a cash back rewards program that is FREE to use. While it cannot compete with Rakuten, Drop certainly has its unique benefits. Remember, you can combine both and earn some serious rewards. That is what we recommend.

The all-in-one mobile app allows users to manage their rewards from a single location. It is also important to note that your points never expire, which is not the case with other companies. The simple and intuitive nature of the app, combined with the ability to use it in tandem with other services, certainly makes Drop a top contender in the world of cash back rewards.


Adam Amado
Adam Amado
Adam Amado is a freelance writer and marketing entrepreneur, who is passionate about helping others make the most of their money. Managing his own successful website has given him a unique perspective into small business ownership and personal finance. With a decade in the music education field, Adam brings a breadth of fresh air to the world of Personal Finance.