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Are you receiving annoying phone calls from Global Crossing Local Services? What about the letters? If so, you are not alone. You are most likely receiving these phone calls because you missed a payment on some service or good.
Unfortunately, this “missed payment,” is now listed as a collections account on your credit report, damaging your credit score. We do not recommend you ignore Global Crossing Local Services, nor are we saying paying them is the only solution.
Fortunately, our team of credit experts put together a jam-packed article that will show you how to remove Global Crossing Local Services from your credit report and deal with this annoying debt collector.
Let’s get this party started!
What is Global Crossing Local Services?
Founded in 1997, Global Crossing Local Services, Inc, is a debt collector that has offices in quite a few major cities. Below is a list of their office locations:
- Phoenix, Arizona
- Broomfield, Colorado
- Olympia, Washington
- New Jersey
- New York
With over 5 offices nationwide, Global Crossing Local Services is a legit debt collector that is established and earns more than a million dollars in annual revenue. Additionally, they are part of the telecommunications industry and were recently acquired by Centurylink not too long ago.
They rely on VoIP phone service to contact those who owe them money, which is why it may sound like a robot when you answer the phone.
Regardless, now is not the time to ignore Global Crossing Local Services and treat them as an afterthought. You need to take the necessary steps to remove Global Crossing Local Services, Inc, from your credit report and protect your credit score.
How to Remove Global Crossing Local Services From Your Credit Report (3 Proven Ways)
There are three strategies you can employ to remove a collection from your credit report: (1) Work With a Credit Repair Company, (2) Ask for Debt Validation, and (3) Negotiate a Pay-for-Delete.
#1. Hire a Credit Repair Company
The best thing you can do from here on out is to work with one of the best credit repair companies. They will take matters into their own hands and will do almost everything for you.
We recommend Credit Saint. They are the best around. On your behalf, Credit Saint will file disputes with all three credit bureaus and will do everything they can to remove Global Crossing Local Services from your credit report.
To date, credit repair companies have removed thousands of negative items from consumer credit reports. They have helped their customers improve their overall credit health. It is a win-win all around.
#2. Debt Validation
According to the Fair Debt Collection Practices Act (FDCPA), you have 30-days after initial contact to request debt validation.
To do this, write a debt validation letter to Global Crossing Local Services, Inc. In your letter, make sure you ask for specific details about the debt. Often, debt collectors do not have supporting documentation to verify their claims.
If Global Crossing Local Services cannot provide supporting documentation, they must contact all three credit bureaus and remove the collection account from your credit report.
But remember, you only have 30-days to employ this strategy, so act quickly. Do not drop the ball.
>> More:How to Dispute an Error on Your Credit Report
The final strategy you can employ to remove Global Crossing Local Services is to negotiate a pay-for-delete.
As the name sounds, this strategy requires you to pay off your outstanding debt. To do this, send a letter via certified mail to Global Crossing Local Services stating that you are willing to pay off the debt, but in exchange, you require them to remove the collection account from your credit report.
Make sure all negotiations are done through the mail. While this may take some time, it protects you and your interest. Why? Debt collectors are notorious from not holding up their end of the bargain.
A signed letter/contract binds them and will bolster your case if you have to escalate it to the credit bureaus.
How Does Global Crossing Local Services Work?
Believe it or not, your debt was most likely bought by Global Crossing Local Services, Inc. This is a common practice in the debt collecting industry.
When a company has tried to get you to pay but has had no success, they will turn around and sell your debt to a debt collector for pennies on the dollar.
Once a debt collector owns your debt, they will aggressively do everything they legally can to get you to pay. This is why you are receiving phone calls, emails, and letters from Global Crossing Local Services, Inc.
>> Related: How to Fix Your Credit
Can Global Crossing Local Services Sue Me?
While this is an unlikely scenario, Global Crossing Local Services can sue you if your debt is within the statute of limitations of your state. This varies, so make sure to check your state’s laws pertaining to debt statute of limitations.
If you are facing legal action from Global Crossing Local Services, seek professional legal counsel immediately.
Global Crossing Local Services Contact Information
- Mailing Address: 14605 S. 50th Street, Phoenix, Arizona, 85044
Bottom Line: How to Remove Global Crossing Local Services From Your Credit Report
There you have it. These strategies have worked in the past to remove Global Crossing Local Services from your credit report.
Choose a strategy that aligns with your goals and hit the ground running. To reiterate, the longer a collection account remains on your credit report, the more damage it will do to your credit score.