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If you love flying but hate paying annual fees, the Delta SkyMiles® Blue American Express can be a great choice. You’ll get rewarded for your travels and even dining out, but you won’t get any extra perks.
Is the Delta SkyMiles® Blue American Express card worth it? Find out in my review.
To earn rewards on the Delta SkyMiles® Blue American Express card, you’ll earn 2 miles for every dollar spent with Delta and for every dollar spent on dining out. You also earn 1 mile per dollar on all other purchases made with the card.
You can redeem your miles for flights or use your miles to get a discount on a flight if you don’t have enough miles accumulated to earn the flight. If you use the miles as a discount, it’s equal to one cent per mile, but you must redeem in packs of 5,000 points.
The actual flight cost changes daily, so you’d have to check the website each time you want to book a flight with your miles to see if you have enough.
A reward card with no annual fee is quite a bonus. Most reward cards have hefty annual fees that make it harder to carry the card and earn the rewards.
The welcome bonus is easy to achieve since you only need to spend $500 in the first three months to get 10,000 bonus miles.
Most credit card rewards expire, usually within 12 months if you haven’t used them. The Delta SkyMiles®, however, do not expire. This makes it much easier to use your miles for free flights, even if it takes you a couple of years.
Like the Delta SkyMiles® Blue American Express card, the Delta SkyMiles® Gold American Express card doesn’t have an annual fee, but only for the first year. After that, it’s $99 per year. With the Gold card, you get your first back checked for free.
You can earn 2 miles for every dollar spent at Delta, restaurants, and the grocery store. You earn 1 mile per dollar on all other spending.
The Delta SkyMiles® Reserve American Express Card has a hefty annual fee of $550, but cardholders earn 3x miles per dollar on Delta flights and Delta vacations.
They also earn 1x miles on all other spending. You can earn a 50,000-bonus mile reward if you spend $3,000 in the first 3 months and $100 cash back on restaurant spending in the first 3 months.
The Delta SkyMiles® American Express Platinum Card has a $250 annual fee and pays cardholders 3 miles on Delta and hotel purchases, 2 miles dining out and at grocery stores, and 1 mile on everything else.
Cardholders also earn a companion ticket for each year they renew their card, which is equal to a complimentary plane ticket.
Like most other American Express cards, the Platinum Card® from American Express has a high annual fee of $695. But cardholders earn 5 membership reward points per dollar for Delta flights and hotel stays.
They also earn 1 dollar per point for all other spending. Cardholders also have access to exclusive airport lounges all over the world.
You need good to excellent credit to get the Delta SkyMiles Blue card. The credit score varies based on your other qualifying factors, but usually, a score of 670+ works best.
With no annual fee, this can be one of the best travel credit cards for people who exclusively fly Delta. Whether you accumulate enough points to get a free flight or you use your points as a discount, you can save money on your flights. But it’s only worth it if you often fly as you get the most rewards for plane tickets versus any other spending.
The Delta SkyMiles Platinum credit card has an annual fee of $250, but you earn 3 miles per dollar spent at Delta or hotels. If you travel often, the $250 can be worth it. If you don’t travel often enough, though, the Blue card is your better option.
Think about how often you travel and if the Delta SkyMiles® Blue American Express card is worth it. If you travel often, it can reward you, and you don’t have an annual fee.
If you don’t travel often, other top reward credit cards pay much higher rewards in other categories besides travel.