Swagbucks Review: Can I Make $100 Per Month, How Does It Work, and Is It Legit?

Updated: 29th Oct 2020
Written by Drew Cheneler
Share this article
100+ Best Small Business Ideas (for 2021)
15 Best Ways to Make an Extra $1,000 a Month
June 20, 2020
Written by Drew Cheneler

Disclaimer: This post contains references to products from one or more of our advertisers. We may receive compensation (at no cost to you) when you click on links to those products. Read our Disclaimer Policy for more information.

Swagbucks Review: If you are into making extra cash online, you owe it to yourself to give Swagbucks a look. Like most other sites that promise money for taking surveys or watching videos, Swagbucks will not replace your full-time job.

But unlike a lot of those sites, Swagbucks offers plenty of ways to make money online.

And in most cases, you earn rewards for activities that you are already doing daily. If you look at it like that, you might even say that you are throwing money out the window by not signing up.

While Swagbucks still has its issues and complaints, they are one of the more reputable companies in this line of work. Their parent company, Prodege, LLC, holds a B+ rating with the Better Business Bureau (BBB).

And Swagbucks itself has a 4.3-star rating on TrustPilot, which is one of the leading sources for online consumer reviews. That is impressive considering they have over 16,000 reviews.

But can you make a significant income with Swagbucks? Let us take a closer look.

What is Swagbucks?

Swagbucks is a company that pays average consumers like you and me to provide valuable information on the products and services we buy.

Yes, you can make money for online activities that are already a part of your everyday life, such as taking surveys, watching videos, or even browsing the web.

It is no wonder Swagbucks has acquired over 20 million users since its launch in 2010 and appeared on our list of the best survey sites. And with desktop and mobile access, it is easy to sign up and keep current with your account status.

How Does Swagbucks Work?

Swagbucks uses a point system with a virtual currency known as Swagbucks (SB’s), to keep track of your earnings. Each point you earn is worth 1 cent (USD), and there is a 300-point minimum to cash out.

Compared to other sites this is a low minimum which can be quite convenient.

As you complete any number of available tasks that Swagbucks has to offer, your points will build up in your account. And you can then use those points to earn rewards such as gift cards or even cash payouts via PayPal.

The Awesome Swagbucks Mobile App: An App for Every Activity

In addition to the desktop version, Swagbucks provides its users with a mobile app for iOS and Android. With the Swagbucks mobile app, you can earn gift cards for online shopping, answering surveys, and watching videos.

But the fun does not stop with Swagbucks Mobile. Swagbucks offers eight other unique apps for its users. This way, you can get apps that are specific to the activities that you choose.

Swagbucks Live

Swagbucks Live is an interactive game show app where you can earn SB’s answering trivia questions.

Swagbucks Watch

Swagbucks watch is their popular video app. This app allows users to get paid to watch entertaining videos anytime, anywhere.

Swagbucks Answer

If taking online surveys is your thing, this app is a must-have. Users get up to date surveys delivered straight to their mobile devices.


This is an app that is powered by Swagbucks, where users can earn SB’s by watching the latest movie clips and trailers.

Swagbucks Review: Sportly

Another Swagbucks powered app that gives you SB’s when you watch videos about your favorite sports and fitness activities.


If you are a music junkie and love watching videos of your favorite artists, you will want to download this app. Keep up on current music and earn SB’s for doing it.


This app will give you Swagbuck points for watching videos on travel destinations, home decor, and even food and fitness. All centered around your personal growth.


This is another video app where you can earn points for watching entertaining videos.

How Do I Earn Money on Swagbucks?

This is where Swagbucks gets interesting. There are many ways to earn with Swagbucks. And no matter what you are into, chances are you are already doing some of these things, so you might as well get paid for it, right?

Online Surveys

If you are familiar with other sites like Survey Junkie, you know that you can get paid just to take surveys. And Swagbucks is no different.

Just sign up, answer a few questions about your household and shopping habits, and see what surveys you qualify for. It is that easy.

Surveys are worth a variety of points based on length. And you can take as many surveys as you qualify for. It depends on your specific demographic as to what you can be eligible for.

Web Browsing

This is probably the most natural way by far to make money on Swagbucks. You can download their extension for Google’s Chrome web browser, and as soon as you install it, you can start getting paid to surf the web.

It is too unpredictable to say how much you can earn with this option. Chances are it is not a lot. But if you are already an avid surfer of the web, why not earn a few extra SB’s for it? Over time these points add up!

Some people have reported making more than $200 in one month.

Get Cash Back with Swagbucks Shopping

Swagbucks has a shopping rewards service like Rakuten. All you have to do is use a Swagbucks link to do your shopping on popular sites like Amazon.

Swagbucks earns an affiliate commission when you buy products using their links. And they share a percentage of that with you in the form of this cashback program.

Watching Videos

Swagbucks provides its users with an option to earn money just by watching videos. Sign in to your account on your laptop or desktop computer, or use one of the available mobile apps, and pick what you want to watch.

The videos are organized into playlists that can last anywhere from just a few minutes to a few hours.

And while you do not earn all that much for watching videos, Swagbucks provides you with a handy split-screen option. This allows you to keep the videos running while you work on other things.

Swagbucks Review: Playing Games

Swagbucks has two ways you can earn SB’s by playing games. First, they have several free games that you can earn points with. Second, you can earn points on other games that offer in-app purchases.

So, if you are already into playing games on your mobile devices and spend money on them, then Swagbucks has yet another way to earn points for things you’re already doing.

Printing Coupons

Swagbucks offers printable coupons for several household items from toothpaste to toilet paper.

And not only do you get free coupons for things you already buy, but Swagbucks also gives you a point for each coupon you print.


This is undoubtedly one of the most lucrative ways to earn on Swagbucks.

Especially if your referrals are extremely active earners themselves. That is because you receive 10% of what they make if they remain active.

Think about it, if you have a friend that you referred to Swagbucks and they earn 1,000 SB’s in a month, Swagbucks will give you 100 SB’s for doing absolutely nothing. All because you got your friend to sign up for a free account.

Swagbucks Discovery

Using the Swagbucks “Discover” feature allows you to earn for things like opening new credit card accounts or trying new product offers for services like music streaming.

While you can earn quite a bit of points this way, you still have to weigh out the benefits.

Remember, it does not do you any good to buy a bunch of products you are never going to use just to earn a few extra SB’s every month.

Gift Card Purchases

This does not mean that you earn points when you cash in your SB’s for gift cards. Wouldn’t that be sweet, though?

It means that just like the cashback offers when you use their affiliate links, Swagbucks will give you points for purchasing gift cards through them. So if you like to give gift cards as Christmas or birthday presents, you might as well earn points for buying them.

Swagbucks Review: What Ways Can I Get Paid?

Swagbucks allows you to cash in your SB’s for either gift cards or a cash payout via PayPal. To cash out, you will first have to have a minimum of 300 SB’s in your Swagbucks account.

1 SB is the equivalent of 1 penny. So, when you cash out with the minimum amount you can either choose a $3 gift card to somewhere like Amazon or Target, or you can take a $3 deposit into your PayPal account.

How Much Money Can I Make?

It is probably a bit of a stretch to say you can consistently earn $1000 a month using Swagbucks. Still, it is doable if you put in the time and maximize the various ways to earn points.

With all the different ways to earn, it’s hard to say how much money you can make with Swagbucks each month. I guess it comes down to the time you are willing to put in and how many of these things are already a part of your daily routine.

Just remember, even if you take advantage of it all, you are not going to replace the income of your day job with Swagbucks.

You have to decide how much your time is worth and avoid getting sucked down the rabbit hole of “free money.”

After all, if it takes you a full 8-hour day to earn 100 SB’s by watching videos, you just earned a little over 10 cents an hour. But, if you are bored traveling for work and are looking for a little bit of extra money, then there is no reason for you not to download Swagbucks.

Swagbucks Pros:

  • Many ways to earn money
  • Low minimum cash-out requirement
  • Free to sign up
  • Get paid for things that are already a part of your daily routine
  • Easy to use platform

Swagbucks Cons:

  • Could eat up a lot of time for little pay
  • Long wait times to get paid
  • Cannot make a living off your earnings

Swagbucks Review: Is Swagbucks Legit?

When it comes down to it, Swagbucks is a completely legit way to make money online. It may not be a lot, but you can get paid for doing things you already do like online shopping, and even something as simple as using a search engine.

Is Swagbucks Safe?

Swagbucks is safe as well. They have been in business since 2010 and currently have over 20 million users.

Swagbucks’ parent company, Prodege LLC holds a BBB rating of a B+. And Swagbucks itself is reputable on consumer review sites like TrustPilot with on overall trust score of 4.3 out of 5 and over 16,000 reviews.

Wrapping Up: Swagbucks Review

If you have been considering becoming a Swagbucks member, it is worthwhile to sign up, just to try it out. While you will not become wealthy using the site, it is a  side hustle idea worth noting.

So yes, if you want to make an additional $100 per month, then Swagbucks is a great opportunity.

Whether you are a college student trying to make money, a young adult, or a full-time parent, Swagbucks is one of our top choices for making a few extra bucks here or there.

And with all those different ways to earn, you may even find yourself having a bit of fun.


Drew Cheneler
Drew Cheneler
Drew is a recognized Credit, Small Business, and Personal Finance Expert. He has been quoted in CNBC, Fox Business News Section, The Huffington Post, Business.com, Moneyunder30, US Chamber of Commerce, and more. He is known for breaking down complex personal finance topics into action-oriented advice, so you can make the most of your hard-earned money.