TD Bank Routing Number: How to Find It and What It Is

Written by Justin EstesUpdated: 29th Sep 2021
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Are you a TD Bankcustomer? If so, then you probably want to know how to find your TD Bank routing number, right?

What even is a TD Bank Routing Number? Keep reading to find out how to locate your TD Bank routing number, what it is, and why it is important.

Headquartered in Toronto, Canada, TD Bank is one of the largest financial institutions in North America. With over 85,000 employees and 9+ million customers, TD Bank facilitates and processes millions of financial transactions.

Your routing number helps banks streamline financial transactions. Like your credit score, your routing number is very important.

What Is My TD Bank Routing Number?

Your TD Bank routing number is a 9-digit number that is assigned to you based on your geographical location. Since your routing number will vary depending on where you live, it is best to double check before you use it.

Here are a few reasons why you need your TD Bank routing number:

  • Setting Up Direct Deposit with your Company
  • ACH Payments
  • Transferring Money
  • Setting Up Automatic Bill Payments
  • Wire Transfers
  • Tax Refunds

Finding your routing number is easy. Here are three ways to find and use your TD Bank Routing Number.

How to Find Your TD Bank Routing Number (4 Quick Ways)

Unfortunately, finding your routing number can be confusing if you do not know what you are looking for. Believe it or not, depending on who you bank with, your routing number may even vary by state.

We did the research for you. The chart below displays TD Banks routing numbers by state.

#1. TD Bank Routing Number By State

StateTD Bank Routing Number
Massachusetts 211370545
New Hampshire011400071
New Jersey031201360
New York (Metro) - Former Commerce Customers 026013673
New York (Upstate) - Former Bank North Customers 021302567
North Carolina 053902197
Pennsylvania 036001808
South Carolina 053902197
Rhode Island 211370545
Vermont 011600033
Virginia 054001725
Washington D.C. 054001725

What If My State Isn’t Listed?

As you can see, not all states are listed. This means TD Bank does not render services in your area or you are assigned a routing number of a neighboring state.

If this is the case, you want to verify your TD Bank routing number with one of the methods listed below.

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#2. Talk to a TD Bank Representative Online

Fortunately, TD Bank offers its customers 24/7 online support. To speak to a representative online, follow these steps.

  1. Visit Website
  2. Click “Log In” in the top right corner. Enter your personal information.
  3. On the left hand side of your screen, visit the “Message Center.” This is where you can speak directly with a TD Bank representative.
  4. Now, click “Send a Secure Message.” Do not over complicate this step. Tell them you need to verify your TD Bank accounts routing number. A representative will be able to tell you your routing number in a matter of minutes.

Not hard, right? If you do not have access to a computer or mobile device, then the next course of action is for you.

#3. Find Your Routing Number on A Check

Yes, millions of Americans still use checks, even with the rapid rise of Venmo and PayPal! Simply grab your checkbook and look at the lower left hand corner. That beautiful 9-digit number is your routing number.

Here is how to find your TD Routing Number

#4. Call TD Bank (24/7 Phone Line)

The last thing you can do to find your TD Bank Account routing number is to call TD Bank directly.

  • TD Bank Phone Number: 1-888-751-9000

And if you are old fashioned, you can visit your nearby TD Bank location. This won’t be the quickest solution, but it is still an option.

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TD Bank Routing Numbers for Domestic and International Wire Transfers

To receive an international or domestic wire transfer, you need to use a different routing number. The routing numbers listed above are only for ACH transfers, which is slower than a wire transfer. However, ACH transfers are free, while wire transfers at TD Bank are not.

  • TD Bank Domestic Wire Transfer Routing Number: 031101266
  • TD Bank International Wire Transfer (SWIFT/BIC Code): NRTHUS33

Fortunately, anyone with the correct bank account information can send and receive wire transfers as long as they use the proper routing number and or SWIFT Codes.

How Much Do TD Bank Wire Transfers Cost?

The price of your wire transfer will vary depending on whether it is incoming or outgoing. Incoming refers to you receiving money and outgoing refers to you sending money. Additionally, the price will vary if it is a domestic or international wire transfer.

Here are TD Banks wire transfer costs broken down:

  • Domestic Incoming: $15
  • Domestic Outgoing: $30 
  • International Incoming: $15
  • International Outgoing: $50

Pro Tip: If you are transferring money internationally, then checkout Transferwise. They offer the lowest fees in the industry and it is hassle free.

It is important to note that you can only send an international or domestic wire transfer at your nearby TD Bank Branch location. While inconvenient, this highlights their dedication to safety and security. Transferring money is risky if you do not have the right documentation and information needed to complete the transfer.

Now that we know how much a TD Bank wire transfer costs, let’s talk about what information you will need to provide/know to successfully fulfill a transfer. 

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Important TD Bank Information to Know for Wire Transfers:

  • Bank Name: TD Bank, N.A.
  • TD Bank Address: 6000 Atrium Way, Mount Laurel, NJ 08054. Use the corporate HQ address not your nearby branch.
  • Bank Account Number: Include your unique bank account number with leading zeros.
  • Account Name and Address: Review a recent statement provided by TD Bank. Make sure to include your account name (your name) and account address (home address).

Before you send or receive money, make sure both parties have the necessary information they need. Wire transfers are not reversible, so a simple mistake can cost you!

Bottom Line: TD Bank Routing Number

Now you know how to find your TD Bank routing number. Whether you speak to a customer service representative, look at a blank check, or visit a local branch, choose a strategy that is easiest for you.

Moving forward, take note of your routing number. It is used more often than you think, so it is convenient to have it memorized or written down.

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Justin Estes
Justin Estes

Justin Estes is a Senior Personal Finance Writer who is a recognized small business accountant, consultant, and credit card expert. His background in accounting and finance led to a passion for helping people make the most of their money and matching them with financial products that enhance their lifestyle. Justin attended Charleston Southern University where he double-majored in Finance and Accounting. Justin’s areas of expertise are credit cards, small business finance, accounting, and taxes.