The Credit Pros Review (2023): Is It Worth It?

Written by Kim PinnelliUpdated: 6th Feb 2023
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In this review, we cover The Credit Pros, one of the best credit repair companies. The Credit Pros is an AI-driven personal credit improvement system.

From its powerful AI-Driven technological system to its straightforward pricing structure and everything in between, this review of The Credit Pros will help you make a simple financial decision.

Let’s get this party started!

Founded in 2009, The Credit Pros is a Financial Technology (FinTech) firm specializing in helping you – and countless others – repair their credit.

Unlike their competitors, The Credit Pros rely on data-driven artificial intelligence to restore your credit. Along the way, they provide helpful tips, credit monitoring tools, and more.

Who Are The Credit Pros?

The Credit Pros is a FinTech firm specializing in credit repair and educating its customers on what steps to take to improve their overall credit health.

Founded by Jason Kaplan – a licensed attorney and credit expert – The Credit Pros has already been recognized by Inc Magazine as one of the fastest-growing companies in America.

This credit repair company helps you take the necessary steps you need to take to increase your credit score. They also provided tailored advice to help you better understand your credit score and what may impact it.

Above all, they are deeply committed to providing each of their customers with the best customer experience, which is evident in their easy-to-use online portal and software.

What Does the Credit Pros Do? 

Fueled by a team of FICO credit experts, licensed attorneys, and robust AI – Data-Driven technology, The Credit Pros is a registered and bonded credit repair service that helps you repair your credit through their monthly subscription.

Fret not – their team tailors the user experience to meet your credit needs. As they tout, The Credit Pros can help you even with the most potent credit problems, such as removing negative items, challenge inaccurately reported items, and more.

Here is a complete list of what credit repair services The Credit Pros Offer:

What Does the Credit Pros Cover?

The Credit Pros provides its loyal customers with a robust identity and credit monitoring service. This includes monitoring the Dark web and the entire internet, so rest assured with The Credit Pros, you are safe and secure.

Additionally, they also provide free credit consultation, file disputes with the three credit bureaus on your behalf, and so much more.

The Credit Pros will help you:

Their Dispute Avalanche is what separates them from the other credit repair companies. Essentially, The Credit Pros will keep filing dispute letters until the credit issue is resolved (to the best of their ability).

As we said, The Credit Pros will fight tooth and nail for you. They know how significant it is for their customers to improve their credit score, and they do not take the responsibility lightly.

How Much Does the Credit Pros Cost? 

The Credit Pros operates as a monthly subscription service. They currently offer four different packages: CreditSentry Monitoring, Money Management, Prosperity Package, & Success Package.

Let’s dive into the details.

CreditSentry Monitoring 

  • Price: $19/Month

This package is best for those who want to protect and monitor their credit. This package includes a free credit report and their renowned credit monitoring service.

Additionally, this package will monitor your social security, pay-day, social media, and the Dark web.

Money Management 

  • Price: $119/Month

This package includes their identity protection, but it also includes their elite budgeting system and their standout credit repair service, where they lawfully dispute errors with the three credit bureaus on your behalf.

Prosperity Package 

  • Price: $119/Month

As you can guess, this package includes everything in the first two, but you also get access to their coveted medical prescription plan.

As they tout, this plan can save you up to 80% on medication. Almost too good to be true.

Success Package 

  • Price: $149/Month

This package includes absolutely everything that The Credit Pros has to offer and gives you a $1,500 line of credit, which allows you to build a strong credit history.

Again, this package grants you access to their identity protection service, credit repair, educational resources, and their elite medical prescription plan.

This package is well situated to help those in dire need of credit restoration.

Do Previous Customers Like the Credit Pros? 

When reviewing previous customer experiences, we turn to Consumer Affairs and the Better Business Bureau. These platforms help paint a picture.

  • Consumer Affairs: With over 37 ratings from previous customers, The Credit Pros received an average of four stars. Their previous customers highlight exceptional customer service and timely results. But remember, credit repair is not a quick fix. It often takes months and months; however, with patience, you will be rewarded.
  • Better Business Bureau: The Credit Pros received an A+ from the BBB, which is an impressive feat. Customers on this website have expressed gratitude towards The Credit Pros and are satisfied with the results. Some state that their service allowed them to apply for various loans at a competitive interest rate.

How Long Does the Credit Pros take to repair your credit?

Remember, repairing your credit is a long process that requires a team of experts. And as we all know, each of us has a different level of need, so results may vary.

Some people start seeing results within 30 days, but most see the true benefit of working with an established and reputable credit repair firm within 90-days.

If you are looking for a quick fix to credit, then look elsewhere, and if you find a firm that repairs credit overnight, then let me know, but you won’t.

It is important to note that once the credit bureaus receive your letters of dispute – which The Credit Pros draft and send on your behalf – they only have 30-days to respond.

So, you may see your credit score increase after this 30 – day window, but sometimes they will request additional information, which The Credit Pros will provide after they consult with you.

Further, no credit repair company can guarantee you results; however, they are in a strong position to do so based off their industry experience and knowledge of the credit repair process.

Pros and Cons of The Credit Pros


  • Better Business Bureau: Rates the Credit Pros with an A+. This is a hard task to achieve.
  • 24/7 Access: They provide an easy-to-use online portal where you can track your progress every day.
  • Unlimited Disputes: The Credit Pros will fight tooth and nail for you. As much as you do, they want to see your credit score improve.
  • Powered by AI: Technology streamlines the credit repair process, leaving you with little work to do.
  • 90 – Day Money Back Guarantee: That’s right. The Credit Pros will refund you if you are not satisfied with the results.


  • Slightly Expensive: Though the price may seem steep, credit repair is an upfront investment that has the potential to save you thousands later in your life with a lower interest rate on your loan or mortgage.
  • Does Not Provide Services to ever State: The Credit Pros does not service Maine & Kansas

How Does The Credit Pros Compare to Other Companies?

#1. The Credit Pros vs. Credit Saint

Credit Saint is our top choice for credit repair. Pioneering the 90-day money-back guarantee, Credit Saint has fundamentally revolutionized the industry.

Offering customers three different credit repair packages: Clean Slate, Credit Remodel, & Credit Polish. Credit Saint will send unlimited challenges to all three credit bureaus and provide select customers credit monitoring services on your behalf.

>> More: Full Credit Saint Review

#2. Sky Blue Credit vs. The Credit Pros

Sky Blue Creditoffers customers a 90-day money-back guarantee, one straightforward payment plan, and transparency.

Sky Blue will challenge inaccurately reported negative items on your behalf and provide you with candid credit consultation. Valuing education, Sky Blue has a team of experts dedicated to helping you understand your credit score.

>> More: Full Sky Blue Credit Review

#3. Lexington Law vs. The Credit Pros

Lexington Law is the oldest credit repair firm in the United States. Staffed by a team of lawyers, they offer three packages: PremierPlus, Concord Premier, & Concord Standard.

Lexington Law will help you file disputes with all three credit bureaus. It is important to note that customers traditionally stick around for 6 months. So, this is a long-term play.

Moreover, Lexington Law will also escalate disputes that are taking longer than usual and provide you with complimentary credit monitoring depending on your purchase package.

>> More: Full Lexington Law Review

#4. The Credit People vs. The Credit Pros

The Credit People currently has one of the cheapest credit repair plans on the market. Their services included removing inaccurately reported items, free credit reports, free credit scores, and a 60-day guarantee.

>> More: The Credit People Review

Who Are the Credit Pros Best for?

The Credit Pros is best for those in need of a credit monitoring service and are looking to restore their credit. Bringing their customers next-generation technology, The Credit Pros can provide you with the credit repair that you need to live a healthy financial life.

Above all, The Credit Pros are known for solving the most complex credit issues and improving credit scores.

How Do I Sign Up for The Credit Pros? 

Signing up for The Credit Pros has never been easier. As they state, “it only takes 90 seconds to sign up,” which you can do either online on their secure website or over the phone at (800) 411 – 3050.

Is The Credit Pros Legit

Yes, The Credit Pros is legit. As an insured and bonded credit repair agency with great results, The Credit Pros are redefining what it means to be a credit repair service.

With their proprietary AI-infused technology, The Credit Pros currently serve thousands of customers while simultaneously achieving an A+ with the Better Business Bureau.

Bottom Line: The Credit Pros Review

So, if you are looking for more than just a credit repair company, then look no further. Apart from their standout credit repair services, The Credit Pros also provide robust credit monitoring, select lines of credit, and a medical prescription plan that can save you up to 80% on medical expenses.

So, they are a great partner if you are looking to improve your credit score.

Above all, The Credit Pros treats each customer with dignity and respect, which is often hard to find in this industry.

They understand the nuances of carrying poor credit, which is why they are deeply committed to each customer. The Credit Pros bring forth an unwavering commitment to helping you – their loyal customer – live a better financial life.


To assess and rate The Credit Pros, we evaluated the company’s reputation, results, fees, customer experience, service offerings, security, and educational resources. These metrics allowed analysts to dive deep into the fine print, analyze decision-making factors, and assess the performance of the company. We leveraged third-party sites to assess reputation, such as TrustPilot, CFPB, BBB, and verified Google reviews. Read our strict editorial guidelines and rating methodology for credit repair to understand the integrity of our reviews. 

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Kim Pinnelli
Kim Pinnelli

Kim Pinnelli is a Senior Writer, Editor, & Product Analyst with a Bachelor’s Degree in Finance from the University of Illinois at Chicago. She has been a professional financial writer for over 15 years, and has appeared in a myriad of industry leading financial media outlets. Leveraging her personal experience, Kim is committed to helping people take charge of their personal finances and make simple financial decisions.