How to Find Your Wells Fargo Routing Number (Quick & Easy)

Written by Justin EstesUpdated: 29th Sep 2021
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In this Article: How to find your Wells Fargo routing number and transfer money.

Founded in 1852, Wells Fargo & Company (NYSE: WFC) is one of the largest financial services company in the world. With $1.9 trillion in assets, 13,000 ATMs, 8,400 locations, and spanning 42 countries, Wells Fargo serves millions of customers annually.

If your job requires you to move around frequently or if you travel routinely, then you know just how hard it is to find your Wells Fargo routing number.

Whether you are depositing a paycheck, transferring funds between accounts, or signing up for a direct deposit, then you better have your Wells Fargo routing number nearby.

To help you out, we created a simple guide for you to find your Wells Fargo routing number with ease, so you can use it immediately.

As a loyal Wells Fargo customer, there are five ways you can find your routing number.

  1. Look Up Your Wells Fargo Routing Number by State (Sadly they vary ☹)
  2. Speak to a Wells Fargo Customer Representative by Phone
  3. Find Your Routing Number on a Personal Check
  4. Online on the Wells Fargo Website
  5. Find Your Routing Number on Your Mobile App

How to Find Your Wells Fargo Routing Number (5 Easy Ways)

Without further ado, our step-by-step guide to help you find and use your Wells Fargo Routing Number.

Option #1. Wells Fargo Routing Number by State

Believe it or not, each state has a different routing number. We put together a table to help you find your Wells Fargo Routing Number with ease. Enjoy the light read!

Wells Fargo Routing Number by State

StateABA Routing Number
Hawaii 121042882
New Hampshire121042882
New Jersey021200025
New Mexico107002192
New York026012881
North Carolina 053000219
North Dakota091300010
Rhode Island121042882
South Carolina 053207766
South Dakota 091400046
Texas 111900659
Texas - El Paso 112000066
Washington D.C.054001220
West Virginia 121042882
Wisconsin 075911988

#2. Speak to a Wells Fargo Customer Representative by Phone

Wells Fargo customer service representatives are available 24/7. This means you can speak to a representative at any time, from anywhere.

On the phone, ask the representative for your ABA routing number. Make sure to note which state you opened your Wells Fargo bank account in. This will help Wells Fargo locate your unique routing number.

  • Wells Fargo Phone Number: 1 – 800 – 869 – 3557

If you do not want to deal with the hassle of searching for your routing number, then give them a quick call. Wells Fargo will set you straight in no time.

#3. Find Your Routing Number on a Personal Check

Yes, writing checks are still a thing. If you have a personal check, then your routing number is located on the bottom left of it. Your Wells Fargo ABA routing number is always 9-digits long.

Wells Fargo Routing Number

The American Bankers Association has a user-friendly tool that allows consumers to look up routing numbers. Click here to confirm your routing number.

#4. Online on the Wells Fargo Website

Fortunately, Wells Fargo has ample digital resources to help you out. Online, you can use their “Routing Numbers and Account Numbers” tool to find your routing number.

Enter your state and account type, and this tool will find your routing number in record-breaking time.

#5. Find Your Routing Number on Your Mobile App

If you are like me, then you love to bank from your mobile device. On your Wells Fargo mobile app, you can also find your routing number. Here are the steps:

  1. Open the App (Sign-In)
  2. Under “Account Summary,” Click Your Checking Account
  3. Now, under “Checking,” Click Routing Numbers
  4. Write down your 9-Digit Routing Number
  5. Done!

Yes, it is that easy—just a little bit of work on your end that is all.

>> More: Best Online Banks 

Wells Fargo Routing Numbers: Domestic & International Wire Transfer

Are you wiring money domestically or abroad? If so, then there are two different routing numbers for each action.

  • Wells Fargo Domestic Wire Transfer Routing Number: 121000248
  • International Wire Transfer: WFBIUS6S This is both the SWIFT/BIC Code

Sending a Domestic Wire Transfer on Wells Fargo

Wells Fargo makes it easy to send a domestic wire transfer. Make sure to use the domestic wire transfer routing number we provided above (121000248) to successfully complete the transaction. You also need to know and provide the following information:

  • Beneficiary: This is the person receiving your money.
  • Beneficiary’s Bank Information: Name & Address
  • ABA Routing Number for the Beneficiary’s Bank
  • The Account Number of the Beneficiary

Pro Tip: ABA routing numbers are only valid for money transfers, not wire transfers. Hence why there are two different numbers.

Additionally, wire transfers are far quicker than the traditional ACH transfer.

This quick process is reflected in the fee Wells Fargo will charge, just like all financial institutions do.

>> More: Best Ways to Send Money

Wells Fargo International Wire Transfer

Sending an international wire transfer on Wells Fargo is the same as if you were sending on domestically. Make sure to use the SWIFT code (WFBIUS6S) instead of your individual routing number.

You need to know the following information:

  • Purpose: Why are you sending money? Banks want to make sure no illegal activities are taking place.
  • Currency
  • Beneficiary’s Account Number
  • Swift Code: Both Banks
  • Beneficiary’s Bank Information: Name & Mailing Address

Whether you are sending a wire transfer domestically or internationally, make sure you know the details beforehand.

A mistake can cost you your entire wire transfer. Do note that most wire transfers are not reversible, which is a shame since thousands of customers make a mistake.

>> More: Best Ways to Send Money Internationally

Transfer Fees:

Nothing is free nowadays. Wells Fargo charges customers for incoming and outgoing domestic wire transfers.

  • Incoming Domestic Wire Transfer Fee: $15
  • Outgoing Domestic Wire Transfer Fee: $30
  • ACH Transfer: Free

>> More: Best Bank Accounts

Why Are There So Many Wells Fargo Routing Numbers?

With over 286,000 employees and conducting operations in 42 countries, Wells Fargo has acquired dozens of banks and financial institutions.

Each unique ABA routing number represents a financial institution they acquired.

Some states/regions may have the same Wells Fargo routing number. Why? This is because the bank they acquired operated in that specific geographical location.

The Importance of Your Wells Fargo Routing Number

Your routing number allows you to send and receive money, process checks, set up direct deposit and more.

Think of it like your Government I.D. An ABA routing number helps both your financial institution and others identify who you are.

Bottom Line: How to Find Your Wells Fargo Routing Number

To wrap up, you can find your Wells Fargo routing number easily. Whether you call Wells Fargo directly, find it on the mobile app, or use our guide, it is entirely up to you.

Pick a medium that is easiest for you and locate your ABA routing number.

More Resources:

Justin Estes
Justin Estes

Justin Estes is a Senior Personal Finance Writer who is a recognized small business accountant, consultant, and credit card expert. His background in accounting and finance led to a passion for helping people make the most of their money and matching them with financial products that enhance their lifestyle. Justin attended Charleston Southern University where he double-majored in Finance and Accounting. Justin’s areas of expertise are credit cards, small business finance, accounting, and taxes.