Wholesale Tradelines: The Details You Need to Know

Written by Kim PinnelliUpdated: 29th Sep 2021
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Wholesale tradelines seem to be all the rave nowadays, but why? Do consumers really know what ‘wholesale tradelines’ are? Are wholesale tradelines safe? Will Wholesale tradelines improve your credit score?

Keep reading our complete guide on wholesale tradelines to answer all your questions. We cover every angle.

What Are Wholesale Tradelines?

Simply put, wholesale tradelines are “cheap” tradelines.

Unfortunately, there are a few misconceptions we need to address. Most consumers affiliate the word “wholesale” with stores like Costco, Walmart, Target, or Bj’s. These behemoths allow consumers to buy large quantities of goods at a low price.

So, it would be a safe assumption to think that you are buying multiple tradelines for a cheap price, right?


Like we said, wholesale tradelines are just “cheap” tradelines. This does not mean you are buying large quantities. In fact, you are probably only buying one tradeline or two.

To make matters worse, the term “wholesale tradelines” is grossly inaccurate. As a consumer, you do not want to buy cheap tradelines, but rather, quality tradelines. Tradelines that will actually improve your credit score and will help you build your credit.

Additionally, consumers need to recognize and spot tradeline scams. Some companies will advertise wholesale tradelines, but in reality, the price for the tradeline is actually greater than the industry average.

Depending on what tradeline is advertised, you may still pay north of $1,500 or even $2,000. I don’t know about you, but that is not cheap, and the quality of the tradeline is to be determined.

It pays to compare your options when you are considering purchasing a tradeline.

Should You Buy Wholesale Tradelines?

While the answer to this question is deeply personal, there are a few things you need to consider before you purchase wholesale tradelines.

Here are a few wholesale tradeline key factors you need to consider:

1. Affordable

First and foremost, wholesale tradelines need to be affordable. This doesn’t mean cheap or expensive, but rather, one that fits within your financial budget.

2. Wholesale Tradeline Reviews

This is arguably the most crucial factor to consider. Does the wholesale tradeline company actually produce results? What are previous customers saying? Read forums, blogs, TrustPilot, or Consumer Financial Protection Bureau (CFPB) to help formulate a decision.

The last thing you want to do is fall for a tradeline scam. Even just an hour of research can save you thousands of dollars and a headache. Only buy tradelines from a reputable firm.

3. Proven Track Record of Success

After reading a few customer reviews, you should be able to decide whether or not the tradeline company has a proven track record of success. Ideally, you want to buy authorized tradelines from a vendor that has serviced thousands of clients.

Alternatives to Wholesale Tradelines

As you can see, wholesale tradelines are not the best option for consumers. If you are serious about buying an affordable tradeline, then go through Tradeline Supply.

They are the only credit tradeline provider that we trust. To add on, Tradeline Supply offers tradelines that are affordable and has a demonstrated track record of success. Nearly all consumers see an increase in their credit score.

So, if you are ready to take the next step, then purchase a tradeline through Tradeline Supply.

>> More: Tradeline Supply Review 

Bottom Line: Wholesale Tradelines

Tread lightly if you are considering buying wholesale tradelines. There are a lot of other options out there that are more affordable and better. Spend a few minutes researching all tradeline options and then decide.

Instead of focusing on price, focus on quality. A quality tradeline is what will improve your credit score and help you rebuild your credit – forging a straight path to financial freedom. Like we said earlier, Tradeline Supply is a great firm to buy a tradeline from.

More Credit Resources: 

Kim Pinnelli
Kim Pinnelli

Kim Pinnelli is a Senior Writer, Editor, & Product Analyst with a Bachelor’s Degree in Finance from the University of Illinois at Chicago. She has been a professional financial writer for over 15 years, and has appeared in a myriad of industry leading financial media outlets. Leveraging her personal experience, Kim is committed to helping people take charge of their personal finances and make simple financial decisions.